Cool Home Fire Insurance In California 2022. Wildfires are a major threat to homes throughout california. Get the right insurance for your needs at the right price.

Learn about our editorial standards and how we make money. In many cases, homeowner’s insurance covers damage related by fire, unless you happen to live in california or any other area that would be described as fire prone. Most home insurance companies will help cover the cost to repair or rebuild your home, the cost to replace your personal property, and expenses for temporarily living outside your home if it is.